@import "tokens.css";

/* =========================================================
   Keystone Insurance Group - styles
   Order: reset → base → layout → components → sections → utilities → media
   ========================================================= */

/* ---------- Reset ---------- */
*, *::before, *::after { box-sizing: border-box; }
* { margin: 0; }
[hidden] { display: none !important; }
html { -webkit-text-size-adjust: 100%; scroll-behavior: smooth; }
body {
  font-family: var(--font-body);
  font-size: var(--fs-400);
  line-height: var(--lh-body);
  color: var(--color-text);
  background-color: var(--color-bg);
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
  overflow-x: hidden; /* safety net */
}
img, svg, video { max-width: 100%; height: auto; display: block; }
input, button, textarea, select { font: inherit; color: inherit; }
button { cursor: pointer; }
a { color: inherit; text-decoration: none; }
ul, ol { list-style: none; padding: 0; }
h1, h2, h3, h4 { line-height: var(--lh-tight); font-weight: 600; }
:focus-visible {
  outline: 3px solid var(--color-accent);
  outline-offset: 3px;
  border-radius: var(--radius-sm);
}

/* ---------- Base / layout helpers ---------- */
.container {
  width: 100%;
  max-width: var(--container);
  margin-inline: auto;
  padding-inline: var(--gutter);
}
.section { padding-block: var(--section-y); }
.section--surface { background-color: var(--color-surface); }

.skip-link {
  position: absolute;
  left: var(--space-4);
  top: -100%;
  z-index: 999;
  padding: var(--space-3) var(--space-5);
  background-color: var(--color-primary);
  color: var(--color-on-primary);
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-md);
  transition: top var(--dur) var(--ease);
}
.skip-link:focus { top: var(--space-4); }

.eyebrow {
  display: inline-block;
  font-family: var(--font-body);
  font-size: var(--fs-300);
  font-weight: 700;
  letter-spacing: .14em;
  text-transform: uppercase;
  color: var(--color-accent-text);
  margin-bottom: var(--space-3);
}
.eyebrow--light { color: var(--color-accent); }

.section-title {
  font-family: var(--font-display);
  font-size: var(--fs-800);
  font-weight: 600;
  color: var(--color-text);
  letter-spacing: -.01em;
}
.section-title--light { color: var(--color-on-primary); }

.section-head {
  max-width: 46rem;
  margin-bottom: var(--space-7);
}
.section-head--tight { margin-bottom: var(--space-5); }
.section-intro {
  margin-top: var(--space-4);
  font-size: var(--fs-500);
  color: var(--color-muted);
  max-width: 60ch;
}

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: var(--space-2);
  min-height: 48px;
  padding: var(--space-3) var(--space-5);
  font-family: var(--font-body);
  font-weight: 600;
  font-size: var(--fs-400);
  border: 1.5px solid transparent;
  border-radius: var(--radius-pill);
  text-align: center;
  transition: background-color var(--dur) var(--ease), color var(--dur) var(--ease),
    border-color var(--dur) var(--ease), transform var(--dur) var(--ease), box-shadow var(--dur) var(--ease);
}
.btn--lg { min-height: 54px; padding: var(--space-4) var(--space-6); }
.btn--primary {
  background-color: var(--color-primary);
  color: var(--color-on-primary);
  border-color: var(--color-primary);
  box-shadow: var(--shadow-sm);
}
.btn--primary:hover {
  background-color: var(--color-primary-strong);
  border-color: var(--color-primary-strong);
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
}
.btn--accent {
  background-color: var(--color-accent);
  color: var(--color-text);
  border-color: var(--color-accent);
  box-shadow: var(--shadow-sm);
}
.btn--accent:hover {
  background-color: var(--color-accent);
  border-color: var(--color-accent-strong);
  transform: translateY(-2px);
  box-shadow: 0 12px 26px rgba(43, 174, 156, .32);
}
.btn--ghost {
  background-color: transparent;
  color: var(--color-primary);
  border-color: var(--color-border);
}
.btn--ghost:hover {
  border-color: var(--color-primary);
  background-color: var(--color-surface);
  transform: translateY(-2px);
}

/* ---------- Header / nav ---------- */
/* Solid sticky bg (NO transform/backdrop-filter on header - would trap the fixed drawer). */
.header {
  position: sticky;
  top: 0;
  z-index: 100;
  background-color: var(--color-bg);
  border-bottom: 1px solid transparent;
  transition: border-color var(--dur) var(--ease), box-shadow var(--dur) var(--ease);
}
.header.is-scrolled {
  border-bottom-color: var(--color-border);
  box-shadow: var(--shadow-sm);
}
.header__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--space-4);
  min-height: 72px;
}
.header__logo {
  display: inline-flex;
  align-items: center;
  gap: var(--space-3);
}
.header__logo-mark {
  display: grid;
  place-items: center;
  width: 42px;
  height: 42px;
  border-radius: var(--radius-md);
  background-color: var(--color-primary);
  color: var(--color-accent);
  flex-shrink: 0;
}
.header__logo-text {
  display: flex;
  flex-direction: column;
  font-family: var(--font-display);
  font-size: 1.3rem;
  font-weight: 700;
  line-height: 1;
  color: var(--color-text);
  white-space: nowrap;
}
.header__logo-sub {
  font-family: var(--font-body);
  font-size: .62rem;
  font-weight: 600;
  letter-spacing: .2em;
  text-transform: uppercase;
  color: var(--color-accent-text);
  margin-top: 4px;
  white-space: nowrap;
}

.nav__toggle {
  display: inline-flex;
  flex-direction: column;
  justify-content: center;
  gap: 5px;
  width: 48px;
  height: 48px;
  padding: var(--space-3);
  background: transparent;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  transition: border-color var(--dur) var(--ease);
}
.nav__toggle:hover { border-color: var(--color-primary); }
.nav__toggle-bar {
  display: block;
  height: 2px;
  width: 100%;
  background-color: var(--color-text);
  border-radius: 2px;
  transition: transform var(--dur) var(--ease), opacity var(--dur) var(--ease);
}
.is-nav-open .nav__toggle-bar:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.is-nav-open .nav__toggle-bar:nth-child(2) { opacity: 0; }
.is-nav-open .nav__toggle-bar:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

/* Mobile drawer (fixed; hidden until opened → no horizontal scroll) */
.nav {
  position: fixed;
  inset: 72px 0 auto 0;
  display: grid;
  gap: var(--space-5);
  padding: var(--space-6) var(--gutter) var(--space-7);
  background-color: var(--color-bg);
  border-bottom: 1px solid var(--color-border);
  box-shadow: var(--shadow-lg);
  transform: translateY(-12px);
  opacity: 0;
  visibility: hidden;
  pointer-events: none;
  transition: transform var(--dur) var(--ease), opacity var(--dur) var(--ease), visibility var(--dur);
}
.nav[data-open="true"] {
  transform: translateY(0);
  opacity: 1;
  visibility: visible;
  pointer-events: auto;
}
.nav__list { display: grid; gap: var(--space-1); }
.nav__link {
  display: block;
  padding: var(--space-3) var(--space-2);
  min-height: 44px;
  font-weight: 500;
  color: var(--color-text);
  border-radius: var(--radius-md);
  white-space: nowrap;
  transition: color var(--dur) var(--ease), background-color var(--dur) var(--ease);
}
.nav__link:hover { color: var(--color-primary-strong); background-color: var(--color-surface); }
.nav__cta { width: 100%; white-space: nowrap; }

/* ---------- Language switch (EN | HR) ---------- */
.lang-switch {
  display: inline-flex;
  align-items: center;
  align-self: flex-start; /* don't stretch full-width in the column mobile drawer */
  gap: 2px;
  margin-top: var(--space-3);
  padding: 3px;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-pill);
  background-color: var(--color-surface);
}
.lang-switch__btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-width: 44px;
  min-height: 44px;
  padding: var(--space-2) var(--space-3);
  background: transparent;
  border: none;
  border-radius: var(--radius-pill);
  color: var(--color-muted);
  font-family: var(--font-body);
  font-size: var(--fs-300);
  font-weight: 700;
  letter-spacing: .06em;
  line-height: 1;
  white-space: nowrap;
  transition: color var(--dur) var(--ease), background-color var(--dur) var(--ease);
}
.lang-switch__btn:hover { color: var(--color-primary); }
.lang-switch__btn[aria-pressed="true"] {
  background-color: var(--color-primary);
  color: var(--color-on-primary);
}

/* ---------- Hero ---------- */
.hero {
  position: relative;
  padding-top: var(--space-7);
  padding-bottom: var(--section-y);
  background:
    radial-gradient(120% 90% at 100% 0%, var(--color-surface) 0%, transparent 55%),
    radial-gradient(90% 70% at 0% 100%, var(--color-surface-2) 0%, transparent 60%);
}
.hero__inner {
  display: grid;
  gap: var(--space-7);
  align-items: center;
}
.hero__eyebrow {
  font-size: var(--fs-300);
  font-weight: 700;
  letter-spacing: .14em;
  text-transform: uppercase;
  color: var(--color-accent-text);
  margin-bottom: var(--space-4);
}
.hero__title {
  font-family: var(--font-display);
  font-size: var(--fs-900);
  font-weight: 700;
  letter-spacing: -.02em;
  color: var(--color-text);
  max-width: 14ch;
}
.hero__lead {
  margin-top: var(--space-5);
  font-size: var(--fs-500);
  color: var(--color-muted);
  max-width: 52ch;
}

/* Hero mini quote form (signature) */
.quote-mini {
  margin-top: var(--space-6);
  background-color: var(--color-bg);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-md);
  padding: var(--space-5);
  max-width: 34rem;
}
.quote-mini__fields { display: grid; gap: var(--space-4); }
.quote-mini__title {
  font-family: var(--font-display);
  font-size: var(--fs-600);
  font-weight: 600;
  color: var(--color-text);
}
.quote-mini__row { display: grid; gap: var(--space-4); }
.quote-mini__group { display: grid; gap: var(--space-2); }
.quote-mini__submit { width: 100%; }
.quote-mini__note {
  display: flex;
  align-items: center;
  gap: var(--space-2);
  font-size: var(--fs-300);
  color: var(--color-muted);
}
.quote-mini__note svg { color: var(--color-accent-text); flex-shrink: 0; }
.quote-mini__success { margin: 0; }

.hero__media { position: relative; justify-self: stretch; }
.hero__img {
  width: 100%;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-lg);
  aspect-ratio: 4 / 3.4;
  object-fit: cover;
  object-position: center 30%;
}
.hero__badge {
  position: absolute;
  left: var(--space-4);
  bottom: var(--space-4);
  right: var(--space-6);
  display: flex;
  align-items: center;
  gap: var(--space-3);
  padding: var(--space-3) var(--space-4);
  background-color: var(--color-bg);
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-md);
}
.hero__badge-mark {
  display: grid;
  place-items: center;
  width: 46px;
  height: 46px;
  flex-shrink: 0;
  border-radius: var(--radius-md);
  background-color: var(--color-primary);
  color: var(--color-accent);
  font-family: var(--font-display);
  font-size: 1.3rem;
  font-weight: 700;
  line-height: 1;
}
.hero__badge-text {
  font-size: var(--fs-300);
  color: var(--color-muted);
  line-height: var(--lh-snug);
}
.hero__badge-text strong { color: var(--color-text); }

/* ---------- Trust strip ---------- */
.trust {
  display: grid;
  gap: var(--space-4);
  margin-top: var(--space-8);
  padding: var(--space-5);
  background-color: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
}
.trust__item {
  display: flex;
  align-items: center;
  gap: var(--space-3);
}
.trust__mark {
  flex-shrink: 0;
  display: grid;
  place-items: center;
  width: 40px;
  height: 40px;
  border-radius: var(--radius-md);
  background-color: var(--color-bg);
  border: 1px solid var(--color-border);
  color: var(--color-primary);
}
.trust__text { font-size: var(--fs-400); color: var(--color-muted); line-height: var(--lh-snug); }
.trust__text strong { color: var(--color-text); }

/* ---------- Coverage ---------- */
.coverage__grid { display: grid; gap: var(--space-5); }
.cover-card {
  display: flex;
  flex-direction: column;
  padding: var(--space-6);
  background-color: var(--color-bg);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-sm);
  transition: transform var(--dur) var(--ease), box-shadow var(--dur) var(--ease), border-color var(--dur) var(--ease);
}
.cover-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-md);
  border-color: color-mix(in srgb, var(--color-accent) 55%, var(--color-border));
}
.cover-card__icon {
  display: grid;
  place-items: center;
  width: 56px;
  height: 56px;
  margin-bottom: var(--space-4);
  border-radius: var(--radius-md);
  background-color: var(--color-surface-2);
  color: var(--color-primary);
}
.cover-card__title {
  font-family: var(--font-display);
  font-size: var(--fs-700);
  font-weight: 600;
  color: var(--color-text);
}
.cover-card__text {
  margin-top: var(--space-3);
  color: var(--color-muted);
  font-size: var(--fs-400);
}
.cover-card__list {
  display: grid;
  gap: var(--space-2);
  margin-top: var(--space-4);
}
.cover-card__list li {
  position: relative;
  padding-left: var(--space-6);
  font-size: var(--fs-300);
  color: var(--color-muted);
}
.cover-card__list li::before {
  content: "";
  position: absolute;
  left: 0;
  top: .1em;
  width: 18px;
  height: 18px;
  border-radius: var(--radius-pill);
  background:
    var(--color-accent)
    url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23ffffff' stroke-width='3.2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M5 12l4 4 10-10'/%3E%3C/svg%3E")
    center / 12px no-repeat;
}
.cover-card__from {
  margin-top: var(--space-5);
  padding-top: var(--space-4);
  border-top: 1px solid var(--color-border);
  font-size: var(--fs-300);
  color: var(--color-muted);
}
.cover-card__from strong {
  font-family: var(--font-display);
  font-size: 1.6rem;
  font-weight: 700;
  color: var(--color-primary);
}
.cover-card__cta {
  display: inline-flex;
  align-items: center;
  gap: var(--space-2);
  margin-top: var(--space-4);
  font-weight: 600;
  color: var(--color-primary);
  transition: gap var(--dur) var(--ease), color var(--dur) var(--ease);
}
.cover-card__cta span { transition: transform var(--dur) var(--ease); }
.cover-card:hover .cover-card__cta { color: var(--color-accent-text); }
.cover-card:hover .cover-card__cta span { transform: translateX(4px); }

.coverage__more {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: var(--space-3);
  margin-top: var(--space-7);
  font-size: var(--fs-300);
  color: var(--color-muted);
}
.coverage__more > span:first-child {
  font-weight: 700;
  letter-spacing: .04em;
  text-transform: uppercase;
  color: var(--color-text);
}
.coverage__chip {
  padding: var(--space-2) var(--space-4);
  background-color: var(--color-bg);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-pill);
  font-weight: 500;
  color: var(--color-text);
}

/* ---------- Why Keystone ---------- */
.why__grid { display: grid; gap: var(--space-8); align-items: center; }
.why__lead {
  margin-top: var(--space-4);
  font-size: var(--fs-500);
  color: var(--color-muted);
  max-width: 54ch;
}
.why__points {
  display: grid;
  gap: var(--space-4);
  margin-top: var(--space-6);
}
.why__point {
  display: flex;
  gap: var(--space-3);
  align-items: flex-start;
  font-size: var(--fs-400);
  color: var(--color-muted);
  max-width: 56ch;
}
.why__point strong { color: var(--color-text); }
.why__point-mark {
  flex-shrink: 0;
  display: grid;
  place-items: center;
  width: 28px;
  height: 28px;
  margin-top: 2px;
  border-radius: var(--radius-pill);
  background-color: var(--color-accent);
  color: #ffffff;
}
.why__cta { margin-top: var(--space-6); }

.why__visual { display: grid; gap: var(--space-5); }
.why__media { position: relative; }
.why__img {
  width: 100%;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-lg);
  aspect-ratio: 14 / 10;
  object-fit: cover;
}
.why__rating {
  position: absolute;
  top: var(--space-4);
  right: var(--space-4);
  display: flex;
  align-items: center;
  gap: var(--space-3);
  padding: var(--space-3) var(--space-4);
  background-color: var(--color-primary);
  color: var(--color-on-primary);
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-md);
}
.why__rating-grade {
  font-family: var(--font-display);
  font-size: 1.7rem;
  font-weight: 700;
  line-height: 1;
  color: var(--color-accent);
}
.why__rating-text {
  font-size: .7rem;
  line-height: 1.25;
  letter-spacing: .02em;
  color: color-mix(in srgb, var(--color-on-primary) 86%, transparent);
}
.why__stats {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: var(--space-4);
}
.why-stat {
  padding: var(--space-4) var(--space-5);
  background-color: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
}
.why-stat__num {
  font-family: var(--font-display);
  font-size: clamp(1.8rem, 1.4rem + 1.6vw, 2.4rem);
  font-weight: 700;
  line-height: 1;
  color: var(--color-primary);
}
.why-stat__label {
  margin-top: var(--space-2);
  font-size: var(--fs-300);
  color: var(--color-muted);
}

/* ---------- Claims - 3 steps ---------- */
.claims__grid { display: grid; gap: var(--space-7); align-items: center; }
.claims__media { position: relative; }
.claims__img {
  width: 100%;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-lg);
  aspect-ratio: 14 / 11;
  object-fit: cover;
}
.claims__badge {
  position: absolute;
  right: var(--space-4);
  bottom: var(--space-4);
  display: flex;
  flex-direction: column;
  padding: var(--space-3) var(--space-5);
  background-color: var(--color-accent);
  color: var(--color-text);
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-md);
  max-width: 11rem;
}
.claims__badge-num {
  font-family: var(--font-display);
  font-size: 1.5rem;
  font-weight: 700;
  line-height: 1.1;
}
.claims__badge-text { font-size: var(--fs-300); line-height: var(--lh-snug); }

.steps {
  display: grid;
  gap: var(--space-5);
  margin-bottom: var(--space-6);
}
.steps__item {
  display: flex;
  gap: var(--space-4);
  align-items: flex-start;
  padding: var(--space-5);
  background-color: var(--color-bg);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  transition: transform var(--dur) var(--ease), box-shadow var(--dur) var(--ease);
}
.steps__item:hover { transform: translateY(-3px); box-shadow: var(--shadow-md); }
.steps__num {
  flex-shrink: 0;
  display: grid;
  place-items: center;
  width: 44px;
  height: 44px;
  border-radius: var(--radius-pill);
  background-color: var(--color-primary);
  color: var(--color-accent);
  font-family: var(--font-display);
  font-size: 1.35rem;
  font-weight: 700;
  line-height: 1;
}
.steps__title {
  font-family: var(--font-display);
  font-size: var(--fs-600);
  font-weight: 600;
  color: var(--color-text);
}
.steps__text p { margin-top: var(--space-1); color: var(--color-muted); font-size: var(--fs-400); }

.claims__contact {
  font-size: var(--fs-500);
  color: var(--color-text);
}
.claims__phone {
  font-family: var(--font-display);
  font-weight: 700;
  color: var(--color-primary);
  border-bottom: 2px solid var(--color-accent);
  transition: color var(--dur) var(--ease);
}
.claims__phone:hover { color: var(--color-accent-text); }
.claims__contact-meta { color: var(--color-muted); font-size: var(--fs-400); }

/* ---------- Reviews ---------- */
.reviews__grid { display: grid; gap: var(--space-5); }
.review {
  display: flex;
  flex-direction: column;
  padding: var(--space-6);
  background-color: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
}
.review__stars { color: var(--color-accent); letter-spacing: 2px; font-size: var(--fs-500); }
.review__text {
  margin-top: var(--space-3);
  font-size: var(--fs-500);
  line-height: var(--lh-snug);
  color: var(--color-text);
}
.review__by {
  display: flex;
  align-items: center;
  gap: var(--space-3);
  margin-top: var(--space-5);
  padding-top: var(--space-4);
  border-top: 1px solid var(--color-border);
}
.review__avatar {
  width: 48px;
  height: 48px;
  border-radius: var(--radius-pill);
  object-fit: cover;
  flex-shrink: 0;
}
.review__name { display: block; color: var(--color-text); font-size: var(--fs-400); }
.review__meta { display: block; font-size: var(--fs-300); color: var(--color-muted); }

/* ---------- FAQ ---------- */
.faq__grid { display: grid; gap: var(--space-7); }
.faq__lead {
  margin-top: var(--space-4);
  color: var(--color-muted);
  font-size: var(--fs-500);
  max-width: 48ch;
}
.faq__cta { margin-top: var(--space-5); }
.accordion { display: grid; gap: var(--space-3); }
.accordion__item {
  background-color: var(--color-bg);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  overflow: hidden;
  transition: border-color var(--dur) var(--ease), box-shadow var(--dur) var(--ease);
}
.accordion__item:hover { border-color: color-mix(in srgb, var(--color-accent) 55%, var(--color-border)); }
.accordion__heading { margin: 0; }
.accordion__trigger {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--space-4);
  width: 100%;
  min-height: 56px;
  padding: var(--space-4) var(--space-5);
  background: transparent;
  border: 0;
  text-align: left;
  font-family: var(--font-body);
  font-size: var(--fs-500);
  font-weight: 600;
  color: var(--color-text);
  transition: color var(--dur) var(--ease);
}
.accordion__trigger:hover { color: var(--color-primary); }
.accordion__icon {
  position: relative;
  flex-shrink: 0;
  width: 22px;
  height: 22px;
}
.accordion__icon::before,
.accordion__icon::after {
  content: "";
  position: absolute;
  inset: 0;
  margin: auto;
  background-color: var(--color-accent-text);
  transition: transform var(--dur) var(--ease), opacity var(--dur) var(--ease);
}
.accordion__icon::before { width: 100%; height: 2px; }
.accordion__icon::after { width: 2px; height: 100%; }
.accordion__trigger[aria-expanded="true"] .accordion__icon::after { transform: scaleY(0); opacity: 0; }
.accordion__panel {
  padding: 0 var(--space-5) var(--space-5);
  color: var(--color-muted);
}
.accordion__panel[hidden] { display: none; }
.accordion__panel p { max-width: 66ch; }

/* ---------- Get a quote (dark band) ---------- */
.quote {
  background-color: var(--color-primary);
  color: var(--color-on-primary);
}
.quote__grid { display: grid; gap: var(--space-7); align-items: start; }
.quote__lead {
  margin-top: var(--space-4);
  color: color-mix(in srgb, var(--color-on-primary) 84%, transparent);
  font-size: var(--fs-500);
  max-width: 48ch;
}
.quote__advisor {
  display: flex;
  gap: var(--space-4);
  align-items: center;
  margin-top: var(--space-6);
  padding: var(--space-4);
  background-color: var(--color-primary-strong);
  border: 1px solid color-mix(in srgb, var(--color-on-primary) 14%, transparent);
  border-radius: var(--radius-lg);
}
.quote__advisor-img {
  width: 72px;
  height: 84px;
  flex-shrink: 0;
  border-radius: var(--radius-md);
  object-fit: cover;
  object-position: top center;
}
.quote__advisor-cap { display: flex; flex-direction: column; gap: 2px; }
.quote__advisor-cap strong { color: var(--color-on-primary); font-size: var(--fs-400); }
.quote__advisor-cap > span:nth-child(2) {
  font-size: var(--fs-300);
  color: var(--color-accent);
  font-weight: 600;
}
.quote__advisor-quote {
  margin-top: var(--space-2);
  font-family: var(--font-display);
  font-style: italic;
  font-size: var(--fs-400);
  line-height: var(--lh-snug);
  color: color-mix(in srgb, var(--color-on-primary) 88%, transparent);
}
.quote__contact {
  display: grid;
  gap: var(--space-4);
  margin-top: var(--space-6);
}
.quote__contact li {
  display: grid;
  grid-template-columns: 3.5rem minmax(0, 1fr);
  gap: var(--space-3);
  align-items: start;
  font-size: var(--fs-400);
  color: color-mix(in srgb, var(--color-on-primary) 90%, transparent);
}
.quote__contact li > a,
.quote__contact li > span:last-child { overflow-wrap: anywhere; min-width: 0; }
.quote__contact-label {
  font-size: var(--fs-300);
  font-weight: 700;
  letter-spacing: .08em;
  text-transform: uppercase;
  color: var(--color-accent);
}
.quote__contact a:hover { color: var(--color-accent); text-decoration: underline; }

/* ---------- Form ---------- */
.form {
  background-color: var(--color-bg);
  color: var(--color-text);
  border-radius: var(--radius-lg);
  padding: var(--space-6);
  box-shadow: var(--shadow-lg);
}
.form__fields { display: grid; gap: var(--space-5); }
.form__row { display: grid; gap: var(--space-5); }
.form__group { display: grid; gap: var(--space-2); }
.form__label {
  font-size: var(--fs-300);
  font-weight: 600;
  color: var(--color-text);
}
.form__optional { font-weight: 400; color: var(--color-muted); }
.form__input {
  width: 100%;
  min-height: 48px;
  padding: var(--space-3) var(--space-4);
  background-color: var(--color-bg);
  border: 1.5px solid var(--color-border);
  border-radius: var(--radius-md);
  color: var(--color-text);
  transition: border-color var(--dur) var(--ease), box-shadow var(--dur) var(--ease);
}
.form__input::placeholder { color: color-mix(in srgb, var(--color-muted) 80%, transparent); }
.form__input:focus-visible {
  outline: none;
  border-color: var(--color-primary);
  box-shadow: 0 0 0 3px color-mix(in srgb, var(--color-primary) 22%, transparent);
}
.form__textarea { min-height: 96px; resize: vertical; }
select.form__input {
  appearance: none;
  cursor: pointer;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%2351626f' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M6 9l6 6 6-6'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right var(--space-4) center;
  background-size: 18px;
  padding-right: var(--space-8);
}
.form__check {
  display: flex;
  align-items: flex-start;
  gap: var(--space-3);
}
.form__checkbox {
  flex-shrink: 0;
  width: 22px;
  height: 22px;
  margin-top: 2px;
  accent-color: var(--color-primary);
}
.form__check-label { font-size: var(--fs-300); color: var(--color-muted); }
.form__submit { width: 100%; }
.form__fineprint {
  font-size: var(--fs-300);
  color: var(--color-muted);
  text-align: center;
}
.form__success {
  font-size: var(--fs-500);
  color: var(--color-primary-strong);
  background-color: color-mix(in srgb, var(--color-accent) 14%, var(--color-bg));
  border: 1px solid color-mix(in srgb, var(--color-accent) 45%, transparent);
  border-radius: var(--radius-md);
  padding: var(--space-5);
}

/* ---------- Footer ---------- */
.footer {
  background-color: var(--color-primary-strong);
  color: color-mix(in srgb, var(--color-on-primary) 82%, transparent);
  padding-top: var(--section-y);
}
.footer__grid {
  display: grid;
  gap: var(--space-7);
  padding-bottom: var(--space-7);
}
.footer__logo {
  display: inline-flex;
  align-items: center;
  gap: var(--space-3);
}
.footer .header__logo-text { color: var(--color-on-primary); }
.footer .header__logo-sub { color: var(--color-accent); }
.footer .header__logo-mark { background-color: color-mix(in srgb, var(--color-on-primary) 12%, transparent); }
.footer__blurb {
  margin-top: var(--space-4);
  max-width: 40ch;
  color: color-mix(in srgb, var(--color-on-primary) 72%, transparent);
}
.footer__social {
  display: flex;
  gap: var(--space-3);
  margin-top: var(--space-5);
}
.footer__social-link {
  display: grid;
  place-items: center;
  width: 44px;
  height: 44px;
  border-radius: var(--radius-pill);
  background-color: color-mix(in srgb, var(--color-on-primary) 8%, transparent);
  color: var(--color-on-primary);
  transition: background-color var(--dur) var(--ease), color var(--dur) var(--ease), transform var(--dur) var(--ease);
}
.footer__social-link:hover {
  background-color: var(--color-accent);
  color: var(--color-text);
  transform: translateY(-2px);
}
.footer__col-title {
  font-family: var(--font-display);
  font-size: var(--fs-500);
  font-weight: 600;
  color: var(--color-on-primary);
  margin-bottom: var(--space-4);
}
.footer__list { display: grid; gap: var(--space-3); }
.footer__list a,
.footer__address a {
  color: color-mix(in srgb, var(--color-on-primary) 78%, transparent);
  transition: color var(--dur) var(--ease);
}
.footer__list a:hover,
.footer__address a:hover { color: var(--color-accent); }
.footer__address { font-style: normal; line-height: var(--lh-body); overflow-wrap: anywhere; }
.footer__hours {
  margin-top: var(--space-3);
  font-size: var(--fs-300);
  color: color-mix(in srgb, var(--color-on-primary) 65%, transparent);
}
.footer__cta { margin-top: var(--space-5); }
.footer__bottom {
  display: grid;
  gap: var(--space-4);
  padding-block: var(--space-5);
  border-top: 1px solid color-mix(in srgb, var(--color-on-primary) 14%, transparent);
}
.footer__legal {
  font-size: var(--fs-300);
  color: color-mix(in srgb, var(--color-on-primary) 62%, transparent);
  max-width: 80ch;
}
.footer__legal-links { display: flex; flex-wrap: wrap; gap: var(--space-5); }
.footer__legal-links a {
  font-size: var(--fs-300);
  color: color-mix(in srgb, var(--color-on-primary) 72%, transparent);
  transition: color var(--dur) var(--ease);
}
.footer__legal-links a:hover { color: var(--color-accent); }

/* ---------- Scroll reveal ---------- */
[data-reveal] {
  opacity: 0;
  transform: translateY(18px);
  transition: opacity var(--dur) var(--ease), transform var(--dur) var(--ease);
}
[data-reveal].is-visible { opacity: 1; transform: none; }
@media (prefers-reduced-motion: reduce) {
  [data-reveal] { opacity: 1; transform: none; transition: none; }
  html { scroll-behavior: auto; }
  * { animation: none !important; }
}

/* =========================================================
   Media queries (mobile-first → up)
   ========================================================= */
@media (min-width: 480px) {
  .quote-mini__row { grid-template-columns: 1.4fr 1fr; }
  .trust { grid-template-columns: repeat(2, 1fr); }
  .coverage__grid { grid-template-columns: repeat(2, 1fr); }
  .footer__bottom { grid-template-columns: 1fr auto; align-items: center; }
  .footer__legal { max-width: 60ch; }
}

@media (min-width: 768px) {
  .hero__inner { grid-template-columns: 1.05fr .95fr; gap: var(--space-8); }
  .hero__copy { order: 1; }
  .hero__media { order: 2; }
  .trust { grid-template-columns: repeat(4, 1fr); gap: var(--space-3); }

  .why__grid { grid-template-columns: 1.05fr .95fr; }
  .claims__grid { grid-template-columns: .95fr 1.05fr; }
  .reviews__grid { grid-template-columns: repeat(3, 1fr); }

  .faq__grid { grid-template-columns: 1fr 1.3fr; align-items: start; }
  .quote__grid { grid-template-columns: 1fr 1.05fr; }
  .form__row { grid-template-columns: 1fr 1fr; }
  .footer__grid { grid-template-columns: 1.8fr 1fr 1fr 1.5fr; }
}

@media (min-width: 1024px) {
  /* Coverage stays 2x2 (set at 480px): 4-up squeezes each card to ~265px and
     the lists/prices get cramped against the card edges. */
  .why__stats { gap: var(--space-5); }
}

/* Header becomes the inline desktop nav from 1280px (not 1024px) so the row -
   logo + 5 links + CTA + lang switch, wider still once Croatian labels are in
   play - always fits on ONE line; below this the drawer handles it. */
@media (min-width: 1280px) {
  .nav__toggle { display: none; }
  .nav {
    position: static;
    inset: auto;
    display: flex;
    align-items: center;
    gap: var(--space-4);
    padding: 0;
    background: transparent;
    border: 0;
    box-shadow: none;
    transform: none;
    opacity: 1;
    visibility: visible;
    pointer-events: auto;
  }
  .nav__list { grid-auto-flow: column; gap: var(--space-1); }
  .nav__link { min-height: auto; padding: var(--space-2) var(--space-3); }
  .nav__cta { width: auto; }
  .lang-switch { align-self: center; margin-top: 0; }
  .lang-switch__btn { min-width: 36px; min-height: 36px; padding: var(--space-1) var(--space-2); }

  .hero { padding-top: var(--space-8); }
  .faq__grid { grid-template-columns: 1fr 1.4fr; gap: var(--space-9); }
}