Foundation
For builders getting organized
0.85%/ year on assets
Households from $250k
- Goal-based financial plan
- Low-cost diversified portfolio
- Automated rebalancing
- Annual plan review
- Email & phone access to your team
Independent · Fee-only · Fiduciary
Wealth, planned with a steady hand.
Northbridge Wealth is an independent fiduciary firm guiding families, founders and retirees through every market season - with conflict-free advice and a plan that grows with you.
Trusted to steward $1.2B for 640+ households since 2008.
- CFP® Certified Financial Planners on staff
- Fiduciary - legally bound to your interest
- SEC-registered investment adviser (RIA)
- Fee-only - no commissions, no products sold
Why independent matters
Advice that answers to you - and only you.
Because we hold no products and earn no commissions, every recommendation is built around your goals rather than a sales target. The result is a calm, transparent relationship and a plan you actually understand.
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Conflict-free by design
A flat advisory fee on assets we manage - disclosed up front, never hidden in a product.
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One team, one plan
Investing, tax, retirement and estate strategy coordinated under a single roof.
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Plain-English clarity
Quarterly reviews and a living plan you can read - no jargon, no surprises.
Our process
A clear path from where you are to where you're headed.
Four deliberate stages, repeated as your life evolves. Most clients reach a finished, fully funded plan within their first ninety days.
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01
Discover
We start by listening. Your goals, your obligations, your worries.
A relaxed discovery meeting where we map your full picture - income, assets, family, timelines and the things that keep you up at night. No pitch, no paperwork.
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02
Plan
We build your strategy across investing, tax, retirement and estate.
You receive a written financial plan with clear projections, a recommended portfolio, and the trade-offs spelled out so every decision is yours to make.
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03
Invest
We implement carefully, with an eye on cost and tax.
Globally diversified, low-cost portfolios are put to work and aligned to your risk capacity - with tax-loss harvesting and account placement built in.
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04
Review
We meet on a rhythm and adjust as your life changes.
Quarterly check-ins, annual deep reviews and an advisor on call whenever a big decision lands - a new home, a liquidity event, a market wobble.
Planning relationships
Three ways to work with Northbridge.
Each relationship is fee-only and fully fiduciary. Choose the level of depth that fits today; step up as your wealth and complexity grow.
Wealth
For families with real complexity
0.70%/ year on assets
Households from $1M
- Everything in Foundation
- Proactive tax-planning & harvesting
- Retirement income strategy
- Education & major-purchase funding
- Quarterly reviews with a dedicated CFP®
Private
For founders & substantial estates
0.55%/ year on assets
Households from $5M
- Everything in Wealth
- Estate & multi-generational planning
- Concentrated-stock & equity-comp strategy
- Coordination with your attorney & CPA
- Private quarterly portfolio committee
No setup fees. No commissions. Cancel anytime - your assets are always held at an independent custodian in your name.
By the numbers
Stewardship you can measure.
Steady, disciplined planning compounds. Here's the scale our clients trust us with - and the long-run growth a patient, globally diversified portfolio has delivered.
- $1.2B
- Assets under management
- 640+
- Households served
- 17 yrs
- Independent & fee-only
- 98%
- Client retention
Hypothetical and for illustration only. Past performance does not guarantee future results.
Your advisors
Seasoned planners, genuinely on your side.
Every household is paired with a lead CFP® and a supporting team - so there's always someone who knows your story when you call.
Daniel Reyes, CFP®
Founding Partner & Senior Advisor
Twenty-two years guiding founders and pre-retirees through liquidity events, concentrated stock and the move from earning to drawing down.
Mara Lindqvist, CFP®
Partner & Retirement Strategist
Specializes in retirement income, Social Security timing and tax-smart withdrawals - turning a lifetime of saving into a confident paycheck.
Julian Okafor, CFA
Director of Investments
Leads our portfolio committee, keeping costs low and discipline high so your strategy stays the course through every market season.
In their words
Calm advice, in good times and uncertain ones.
★★★★★
“When I sold my business, Northbridge had a tax and income plan ready before the wire even cleared. For the first time, the money felt under control.”
Thomas Caldwell
★★★★★
“They actually explain things. We finally retired with a number we trust, and a quarterly review that keeps us calm when the headlines aren't.”
Priya & Anil Mehta
★★★★★
“No products, no pressure - just an advisor who picks up the phone. The fee is transparent and worth every basis point for the peace of mind.”
Marcus Hale
Good questions
The things people ask before we begin.
Still wondering about something? Bring it to your consultation - there's no such thing as a question too small when it's your future.
Book a consultationFee-only means our only compensation is the advisory fee you see - we earn no commissions and sell no products. Fiduciary means we're legally required to put your interests ahead of our own, in writing, at all times.
Always at a major independent custodian, in accounts titled in your name. We're authorized to manage and advise, but we never take custody of your money - you can log in and see everything, anytime.
Our Foundation relationship starts at $250,000 in investable assets. That said, the first consultation is complimentary and we're glad to point you in the right direction even if we're not the right fit today.
As a transparent percentage of the assets we manage, billed quarterly and disclosed up front. The rate steps down as your portfolio grows, and there are no setup, transaction or exit fees.
Absolutely - and we encourage it. We regularly partner with clients' tax and legal professionals so your financial plan, estate documents and tax strategy all point in the same direction.